• Asset Finance

    We have strong relationships with major financial institutions and are ideally placed to secure the most efficient and commercially appropriate solution for our clients.

Hire purchase

If a business wishes to buy equipment outright, then Hire Purchase can provide a tailored and cost-effective alternative to loan or overdraft funding.

It enables your business to benefit from using the equipment straight away but the payments can be spread over the life of the equipment. At the end of the lease term, ownership of the equipment is normally obtained for a nominal fee.

  • Financing for up to 100% of purchase price
  • VAT payment deferred to match cash flow of VAT reclaim
  • Payment structure agreed at outset can be designed to match cash flow if required
  • Final lump (or balloon) payment can help reduce regular payments where beneficial
  • Equipment can be purchased for nominal fee at end of term (option to purchase fee)

Finance lease

A flexible, tax-efficient way for your business to acquire the equipment it needs without using up cash reserves. You may also realise almost all of the equipment value at the end of the term.

  • Financing for up to 100% of purchase price
  • Options to either continue renting equipment after the primary period, normally at reduced or nominal sum or, if permitted in the contract, sell it and retain a proportion of the cash proceeds when the lease term ends
  • VAT payable on rentals so it’s not necessary to pay VAT on equipment cost up front
  • Depending on asset type and term, it may be able to offset rental payments against profits and reduce tax liability
  • Payment structure agreed at outset can be designed to match cash flow if required
  • Final lump (or balloon) payment can help reduce regular payments where beneficial

Operating Lease

An Operating Lease lets your business benefit from fixed costs based on a predicted annual use. The equipment remains the property of the Finance Company and will need to be returned at the end of the lease term.

  • With an Operating Lease, rental and return conditions are fixed/known at the outset
  • The Finance Company carries the risk of the future value of the equipment
  • Potential for improved cash-flow through payments that are normally lower than Hire Purchase or Finance Lease and tax-efficient payments
  • VAT is payable on the rentals so it is not necessary to pay VAT on the equipment cost up front

Sale and lease back

A simple form of refinance, this is a facility which delivers a method of releasing equity in unencumbered assets or assets nearing the end of their original finance arrangements.

The result is a cash injection into your working capital (after paying off any outstanding finance from other finance companies) to be used as required.

The nature of the new agreement will be the same as the Finance Lease or Hire Purchase product in terms of structure and tax allowances, depending on the option applied.

Unlimited Choice

Unlimited Choice

We are truly independent. You choose your vehicle

Contract Length

Contract Length

Choice of term to suit your business

Fixed Costs

Fixed Costs

Fix your operating costs for the duration: no surprises, no extra costs

Repair & Maintenance

Repair & Maintenance

Dedicated support for your fleet, 24/7 & 365

Tyres

Tyres

Managed tyre support 24/7 & 365

Telematics

Telematics

Detailed fleet analysis & driver performance data

Preventative Maintenance

Preventative Maintenance

Proactive approach to minimise VOR time

National Coverage

National Coverage

Authorised & regularly audited repairers all over the UK

“We have worked with Indelease for a number of years and the relationship has grown to the point where they now provide finance for more than a third of our fleet.

“The support we receive to ensure the best commercials are provided at the best price is second to none.

“The communication and efficiency of the team ensures all transactions are processed as smoothly as possible and we look forward to continuing the relationship in future.”

“We replaced our entire fleet recently and Indelease worked with us to ensure the vehicles met our requirements perfectly.

“They put forward a range of finance and service options based on the most efficient and cost-effective solutions.

“The vehicles are now in service and we receive excellent back-up and service through Indelease.”

Indelease provides Fleet Management packages that give operators peace of mind, fixed costs for the duration and enables a business to concentrate on its core activities. Call us today on 01743 461300.

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